10 creative gifts you can make for under $20

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Find some pretty vintage teacups from your local op shop, add some candle wax flakes and string for a wick and you've got a unique gift for someone special! Find more detailed instructions here

Get budget-savvy this Christmas! With a little craft know-how and your own creative flair, you can make these beautiful - and useful - gifts yourself for under $20! Want to pay off your credit card faster? Read our tips here. Looking for some non-toy gifts this Christmas? Check out these fantastic ideas and lighten Santa's load a little!


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