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Could YOU do it??

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jazzy View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote jazzy Quote  Post ReplyReply Direct Link To This Post Posted: 03 July 2011 at 5:22pm
Originally posted by BecBarrer BecBarrer wrote:

@Jazzy We're not.


I miss read then
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Shezamumof3 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Shezamumof3 Quote  Post ReplyReply Direct Link To This Post Posted: 09 July 2011 at 1:49pm
Originally posted by Hopes Hopes wrote:

I was reading a news article about John Key saying that people who had to resort to food parcels had made bad decisions to need to do so. I was curious, so I took the figures the article gave about the dole ($194pw) and accomodation supplement (I assumed max, $225pw), and calculated what someone in our situation (one baby) would get from WFF($88pw).

I doubt we'd get that much accomodation supplement (specially since we live in Hamilton, they'd surely give us less than someone in Auckland) - but I've assumed for the calculation that we could rent a house on whatever we got. Which leaves us $282 a week to live on.

I've come to the conclusion that we could do it, but it would be a real stretch.
$70 - food / gorcery stuff
$20 - petrol
$32 - car upkeep (this is our actual figure per week, allowing for tires, warrents, rego etc. Doesn't include third party)
$25 - phone/internet (you could trim this, I guess I don't NEED the internet)
$40 - power
$15 - clothing
$25 - baby (nappies etc)
That leaves $55 a week for Drs visits, dentist, extra baby stuff, any insurance you want, and the odd choccie bar. It would be a stretch!! I honestly don't think I blame anyone living on this much to have some weeks where they've already used the grocery money before the week starts, and need a hand.

Eta that it also makes some assumptions that aren't likely for someone in this situation. $25 a week is our actual 'baby' allocation in our budget - but I don't know if I could do that if I didn't use cloth nappies, and if you're on the dole you might well not have the $$ to outlay for them.


This is pretty much what we live on each week, and its HARD, so hard. We are lucky that we have family who help out a lot. My nana gets us food when she goes shopping, and she helps me with my car rego and types etc, and DH's mum helps him with his car up keep.

i really struggle some weeks so make the budget stretch, but such is life...DH is due for a pay rise, but his wage goes up and our WFF goes down.

Our problem is the debt we have, and thats totally our fault! As soon as we pay it off we will be much better off.

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jazzy View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote jazzy Quote  Post ReplyReply Direct Link To This Post Posted: 09 July 2011 at 2:26pm
Originally posted by Sheza Sheza wrote:

i really struggle some weeks so make the budget stretch, but such is life...DH is due for a pay rise, but his wage goes up and our WFF goes down.


that's always the way. You get more money & then you lose it somewhere else, but you never feel you get ahead. Have you worked out how much more you will get having 3 kids & don't forget you get a lump payment when you have baby, hopefully you wont need to buy much baby stuff
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millemama View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote millemama Quote  Post ReplyReply Direct Link To This Post Posted: 09 July 2011 at 5:06pm
Originally posted by jazzy jazzy wrote:

Have you worked out how much more you will get having 3 kids & don't forget you get a lump payment when you have baby, hopefully you wont need to buy much baby stuff


Can I ask what the "lump sum payment" is. Had our DD in oz and they paid out a $5000 lump sum which was really great and came in handy, don't know about anything here. chrs

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Spacette View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Spacette Quote  Post ReplyReply Direct Link To This Post Posted: 09 July 2011 at 9:13pm
Just had a count up and we've been living on $238 after rent for the last few weeks while DF's p/t uni job is on break - accom supplement is $80 so definitely doesn't rent a house in Hamilton! It's tight but doable. We have a little bit more during term time though. He is a f/t student, so has allowance not dole, but I assume it's a similar amount.

What bugs me is how closely the numbers go down as soon as you earn anything - there should be an incentive 'window'! For instance, I'm probably going to teach one paper next semester cos I want to keep the connection/experience, but odds are we will be slightly worse off than before when accom supp comes off and allowance goes down a bit.
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jazzy View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote jazzy Quote  Post ReplyReply Direct Link To This Post Posted: 09 July 2011 at 9:18pm
Originally posted by millemama millemama wrote:


Can I ask what the "lump sum payment" is. Had our DD in oz and they paid out a $5000 lump sum which was really great and came in handy, don't know about anything here. chrs


wow $5000... now way would NZ part with that, lol.

I think its about $1200 here you get it instead of PPL, I have never had it as I had PPL for my last 2 kids.
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