One Wage Income

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Edited by Kat_Girl

You will be fine. We are on one low-ish income and we get by. Kids aren't as expensive as every one makes out.

hila wrote: Kids aren't as expensive as every one makes out.

I so agree! with my oldest we went out and bought EVERYTHING! this time was like starting again as had an 11 year gap and we did it so much more cheaply, you really don't need much at all!

We have two and are on one income, in fact while I was on maternity leave with number two we had no income and still manage to feed, clothe and entertain them

We were on 1 (and a bit) income as I was a student and only work 10 hours a week which I still do now.

TBH you need to be a good budgeter, we are on a soldiers incomes so not flash and our mortgage is pretty high in comparison to our income. But we get by, we manage to save for holidays away and our kids are well looked after (even if mum does give us care packages every once in a while to make sure we're eating properly - sometimes we forego good meals and let the kids eat well if we are really saving for something).

I'm confused. Don't most couples end up having a baby on one income, at least for a while? We were on two incomes whilst TTC and pregnant, but will be going down to one for the next wee while until I go back to work. Most families take maternity leave, so its very doable to have a baby on one income. You just have to adjust your lifestyle to make it fit

We are on one income! I'm not 10weeks with no.1

DF is on a good wage, for what he does. Although next year he will be taking a slight drop in hours/pay so (eventually) we will be better off, as he will be going into that business so we will be running it.

We are getting married in January, and move into our first home this weekend (we have owned it since October though)

Maybe now you are TTC you could start buying supermarket vouchers, even $10 a week can make a difference, and $10fuel vouchers? That way it all adds up, start paying a wee bit extra on power, phone and other utility bills, so you don't have to stress in those first few months, and maybe only pay half bills than what your used to when baby comes...

We've set up a lot of direct credits, so we don't have to worry. We are having boarders in for a wee while at least, we have one who is happy to stay once baby is here, as he will be a Dad at the same time, even though he isn't with his babys mum anymore...

Oh, and by the way, I'm 19, 20 in 3 days. And DF has just turned 26. There is a 5/6year age gap between us

Write budgets, STICK to them, even now, start budgeting for baby stuff. Spend time on trademe, maybe even now you could layby big things like cot, pram, carseat?? And start paying them off slowly.

We are on 1 1/2 incomes, kind of. DH works full-time (a wee bit more than your DP, but not by much) and I am working 1-2 days a week (min wage for me). We also get some WFF. We manage, and pay just over $400 a week on our mortgage (then have rates and insurance on top of that), but it is tight at times.

We spend about $200 a week on groceries - but this includes 2 tins of formula and nappies (which takes up about $70 of it). We could cut it down quite easily if we had to. Your power is expensive though...we only pay $50 a week.

It might be worth finding a job until you get pg/closer to bubs arriving, and maybe put all of your earnings into a savings account, that way you have more to fall back on, just in case. You're already used to only having one income, so you won't miss the money, and it would build up a nice little nest egg.

Kat_girl, My DP gets about the same wage as yours, we manage just fine - yes we budget, I buy clothes for our girl before we need them (eg at the end of winter season clearance I buy clothing for next winter), we even get takeaways once a week. With the help the IRD give us through WFF, it's enough that I don't have to go back to work. My daughter is 17 months old now, I worked while I was pregnant so I could buy all the big nursery items and carseat etc, but stopped working at 36 weeksand haven't looked back.

We are on one income to, we have been for most of our 12 years together.   I was a student for 3 of those years and have had 6 successful pregnancys. DH is on round 45K and we also get working for families.

We layby a lot of things we want and plan in advance for all birthdays, christmas etc. I save money so we are able to have a decent holiday once every couple of years. We dont own our own house but now that we have completed our family when Riley is older Ill go to work as well so we can buy a home.

I hard out budget so we can have money to do the nicer things. We arent financially wealthy but the kids and us have everything we need (and I admit the kids get most of what they want to). You just seem to find the money to make things work.