Money Saving Ideas
Printed From: OHbaby!
Category: Have A Baby?
Forum Name: First baby? Second or more?
Forum Description: Want help? Need support? Want tips? Men and women share advice and tips in this supportive community
URL: https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=5191
Printed Date: 23 November 2024 at 11:15pm Software Version: Web Wiz Forums 12.05 - http://www.webwizforums.com
Topic: Money Saving Ideas
Posted By: kebakat
Subject: Money Saving Ideas
Date Posted: 10 January 2007 at 7:04pm
I did a quick search on this and didn't find much. I also wasn't sure if I should put this in here or product reviews...
I'm looking for ideas on how to save money and I'm sure I wouldn't be the only one who would find this useful..
Obvious ones I can think of are:
- Using cloth nappies over disposables
- Using flannels over wipes (the fuzzi buns rep that came to my house suggested cutting up chux cloths and using them as well)
But that's about where my ideas stop short? I know there are some creative people on here who can think of some more for me hehe
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Replies:
Posted By: mummy_becks
Date Posted: 10 January 2007 at 7:17pm
One we do is we have our own vege garden. It is great not having to buy veges in the summer time and being able to go and just pick what you need for dinner (thinking lettuce here). Seeds don't cost all that much and it is fun (well I have had fun) watching everything grow.
------------- I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived!
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Posted By: fattartsrock
Date Posted: 10 January 2007 at 7:34pm
We have a big garden as well, and it is fantastic, and everything tastes so much nicer! I do find that some "cheaper" products, such as dish wash liquid are a false economy. uuummm, let me see. The best way I have found to save money is to take a set amount of cash out each week to do everything, and not use eftpos at all. it makes you very aware where every dollar goes, as I found, i was just eftposing everything and not really taking any notice what I was spending. beleive it or not, we saved over $100 some weeks! (i'm a shocker...)
------------- The Honest Un PC Parent of 2, usually stuck in the naughty corner! :P
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Posted By: busymum
Date Posted: 10 January 2007 at 8:12pm
I cook meals from scratch mostly (ie avoid Dolmio's etc on a general night-to-night basis), and do my absolute best to avoid mid-week grocery shopping. At one point I decided I was going to buy one block of cheese per 2 weeks (or was it 4??) and if we ran out in the meantime, we'd have to make do. If you have a big freezer you can make meals two at a time and that reduces the need for take-outs when you don't feel like cooking.
Ummm... wash in cold water, pack lunch, don't use the heated towel rail (takes too long anyway), the kids mostly wear tidy second-hand clothes from friends who have stopped their families just before us, that's all I can think of for now but there's probably heaps I do just as a habit.
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Posted By: fattartsrock
Date Posted: 10 January 2007 at 8:27pm
I buy alot of near new and new pumpkin patch stuff of trade me for next to nothing, so Jake always has good quality clothes that wear nicely and fit him well, and have cost me hardly anything. If you find out you are having a boy, I will be listing a whole heap of little boys new born and 3 to 6 months winter clothes to sell shortly.
------------- The Honest Un PC Parent of 2, usually stuck in the naughty corner! :P
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Posted By: Two Blondinis
Date Posted: 10 January 2007 at 8:34pm
Definitely go cloth - it has saved us heaps! and the amount we go through a day they've probably already paid for themselves
yep - Trade Me is the best for baby clothes!
Up until they are crawling nothing ever happens to the clothes other than getting drooled on and PP is always great quality (and looks good too) and after your bubs has outgrown them you can put them back on Trade Me and try to make your money back
It's also good for the big ticket items like change stations etc not much damage can be done to those
------------- http://lilypie.com">
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Posted By: Andie
Date Posted: 10 January 2007 at 9:39pm
Yeeeep, Trade Me is great for bargains. My little bit of money-saving advice about it though, is not to browse on Trade Me! I find if I just go on there when there is something specific that I want to buy 2nd hand and only look for that item, I can grab a real bargain. The moment I start browsing round stuff just to have a looksie is when I end up bidding on something I really didn't need.
Make bassinette bedding out of a new cotton flanelette bedsheet (a large sheet makes 4 bassinette ones, and you really don't need fitted sheets for something that small!)
If using disposables and wipes - stock up on your fave brands when they're on special.
Get (or make... a small clothes airer would work) a playgym that you can change the toys over on, so that when bubs gets bored of it, swapping the toys around with other pram clip-on ones, or whatever baby is interested in, is like a whole new playgym each time!
------------- Andie
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Posted By: fattartsrock
Date Posted: 10 January 2007 at 10:06pm
Could I be so cheeky to say that breastfeeding is free too? You do save heaps, I notice it now I am not, and have to use toddler formula as Jj sensitive to cows milk. Can i also note here that I had no milk supply, I am one of those women that cannot physically breastfeed natuarally. If you are one of the very very small percent of women who cannot mediaclly produce milk, they will give you milk producing medication, and it rocks. I am fully expecting to have to use them again this time around, but cannot fathom spending over $30 a week on two lots of formula! I have lots and lots of milk producing tips, so if it is a problem, shout out!
Oh, and a side note, no offence intended to bottle feeders, or if you are intending to bottle feed! it's all good!
------------- The Honest Un PC Parent of 2, usually stuck in the naughty corner! :P
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Posted By: Two Blondinis
Date Posted: 11 January 2007 at 6:55am
jacobsmama wrote:
Could I be so cheeky to say that breastfeeding is free too? |
Oh yeah! forgot about that one
We really noticed the pinch when we had to go on formula. It's not just the formula but EVERYTHING that goes with bottle feeding
BUT... you can also get bottles and sterilisers etc on Trade Me (dunno if I would buy secondhand teats though?!?!)
------------- http://lilypie.com">
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Posted By: 11111
Date Posted: 11 January 2007 at 7:41am
I think my only one is kid's don't need alot of toy's it is really easy to make stuff just as exciting specially for baby like andie said use a cloth rack as a gym if you have time and can sew or know someone that can get some scrap matrial and make floor mat's you can even make them with different texture's etc. We have lernt this Alan does not have alot of toy's, but some of his best's one's have been milk bottle and peg's. When shopping at a supermarket stock up and only go once a week or every 2 week's is good you tend to spend less. O hnad if you are wanting to save open a account under babies name then make it so you can't access the money wothout going into the bank. Kid's account's don't usually have any fee's or need a deposit to open.
Oh yeah ditto on the BF thing I really noticed it when I stopped with Mikey.
------------- Deborah Mum to:
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Posted By: lizzle
Date Posted: 11 January 2007 at 8:01am
the local library - save money one books - however, if your child is a "ripper" you may find that more expensive. lol!
I make a list of everyone's birthday's and mother's day etc, bascially everyone I have to buy presents for throughout the year, and when sales come up, I buy stuff and put it away. Make sure you don't put it somewhere too safe though.
Vege gardens are great and some things you can plant in big p[ot if you are renting...beans, tomatoes, strawberries.
I'm planing on going to a budget advisor this year and working out how to get form HERE (basiacally in debt) to HERE (with a house...more debt I guess...ick)
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Posted By: Paws
Date Posted: 11 January 2007 at 7:56pm
Going cloth for sure!! Thank goodness that is something we don't have to pay for! I even wish I was still breastfeeding so I didn't have to pay for formula (and I kinda miss the closeness!).
If you're going to go cloth why not go the whole hog...when you get your period back go cloth there too. I use mama pads and they rock! Or you can use a mooncup if you're not a pad girl. I love not having to buy pads and tampons every month not to mention liners (I use cloth there as well)...it saves me a small fortune!
A vege garden is another great idea...we're going to start one this year. I'm starting with herbs and working my way up. I also want to do tomatoes and lettuces and anything else I can stick in a pot.
We do a meal plan each fornight and we cook from scratch and we no longer get takeaways. B takes his lunches to work and no longer buys them. Again saves us a fortune. Our shopping bill is $200 a fornight including Maddie's formula. Very rarely do we go over. I also bake our own biscuits. May seem small but again saves a lot of money, especially if you like your sweet treats.
We tend to stick with the home brands range or signature range or whatever is on special. Ecostore is our only extravagence but even then that works out cheaper than other products.
I think that's all I can think of, other than to add....trade me is your friend (but only if you do your research and don't go over your limit or spend the same on an item as you'd spend in the stores!).
------------- http://lilypie.com">
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Posted By: SMoody
Date Posted: 11 January 2007 at 8:38pm
Other thing that makes a big difference it to change the temp on your geyser. Just bring it down a little bit and your power bill will come down a lot.
Dont bake unless you have a lot of baking to do.
Set up lines in the garage to let clothes dry a bit first when it is raining outside before you put it in the tumble dryer.
------------- http://lilypie.com">
http://lilypie.com">
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Posted By: mum2paris
Date Posted: 11 January 2007 at 9:38pm
We got a 3 tiered clthes hanger when we had Ayja, it's wonderful and fits about 2 loads of washing on it.. we used that alot.
Flannels definately - get a few dozen and they are great. we don't use wipes.
Wait till Tnt has one of it's sales and go grabs some plastic backed bibs. When i was preg with Ayja i got about 2 doxen blastic backed bibs for 50 cents each, was great. (also realised bibs without plastic backing were pretty, but a waste of time.. )
Have baby in with you if winter baby. that way you only have your room to heat instead of heating bubs room and yours (or going cold!)
Stock up on your beauty products now.. so you don't have to buy them .. i mean make-up, body stuff, it all adds up.
I do lots of meals that make up heaps, and either freeze half for another night, or divide it into two containers and we take it to work for lunches.
Stop buying lunch!, I know, sounds boring, makes you feel like a kid at school taking packed lunch (all the reasons mike hates it) but whoa, if you tally up sometimes what you spend in a day/a week on bought stuff.. maybe a few coffees, late arvo snacks, lunch, morning tea.. even for one person.. we figured for mike was at least $40 a week or more! (and that was only going to a bakery which is nice and cheap)
toy librarys etc are good.
i buys at sales too. End of season i go and buy the girls wardrobe int he size up for the next year, and when that rolls around just get a couple of new season things to spruce up last seasons stuff. If you can get in when the first start.. sometimes you can grab things for mega cheap.
I don't buy pumpkin patch or JK. Yes they are gorgeous, yes good quality. But my kids are at daycare alot.. so plain shorts na d tee or skivvys and bottleg tights are fine.. and other stuff, gets worn on weekends around home - so is Tnt, which has nice stuff, cheap on sale, and does the trick. (they do have a couple of realllly good pp outfits for special stuff)
There's lots, just think of the stuff you wouldn't have bought when you first went out flatting.. ie as you progress on in life and get more money it's funny the things you come to 'need' Look at what the budget will be once you go down to 1 wage, and try to stick to that in the meantime while you still have 2 wages, putting away the extra money.
Get rid of extra stuff on Trade-me that you don't use anymore. lol.. (easier when you know you're not having any more kids)
------------- Janine and her 2 cool chicks, Paris & Ayja
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Posted By: Jennz
Date Posted: 12 January 2007 at 3:36am
Yeah Trade Me is great- brilliant for selling the things you no longer need and picking up bargains.
Toy Libraries- kids get bored of the same toys pretty quickly so if you join one of these they get a different range every few weeks and you only have to pay a joining fee.
Birthdays/Xmas- if people ask you what you want/need for bubs, say vouchers. That way you can buy what you want when you need it and wait for sales so you get it on special.
Grocery shop online- write a list of what you need and then online buy those things. You're far less likely to be tempted into buying extras that you don't need. And shop on a full tummy! You always buy more when you're hungry.
When you need to buy something have a good hunt around on the net/around the shops for the cheapest one. When we bought our travel system it ranged by over $300 between stores for the exact same system.
------------- Jen, Charlotte 7 & Kate 3
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Posted By: busymum
Date Posted: 12 January 2007 at 9:00am
You can also try grocery shopping early in the day. You're fresh and the bakery smells haven't got going yet, so you'll impulse buy a lot less.
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Posted By: kebakat
Date Posted: 12 January 2007 at 9:14am
I know all about buying lunchs, DH buys his and we worked that out to be about $50-60 a week. And I also buy mine, I however don't spend as much as him but it's still about $35 a week. I don't mind it so much at the moment but it's one thing I know there will be a little tension over as he's just going to have to be prepared and remember to do his lunch the night before or something when we go down onto one income because it saves so much money.
Yay there is so many good ideas here though! And at least it's written down so my preggy forgetful brain can't just forget them!
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Posted By: Paws
Date Posted: 12 January 2007 at 10:30am
I second the online shopping....saves us $50-$60 on our grocery bill! We went into the shop this fornight and totally stuffed up our shop and have had to "top up" so it's back to online for us!
The other thing you can do is get rid of a car. We're lucky that it's only about a 20-25 min walk to the shops, library etc from where we are. Brendan is starting to ride to work again next week now that his bike is fixed. All up that means his car is getting the heave ho and we'll only keep mine. It will save you a fortune in petrol, maintance, WOF, registration etc if you can go down to one car. (not to mention all that walking has the bonus of getting you fit!)
------------- http://lilypie.com">
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Posted By: luna
Date Posted: 12 January 2007 at 1:24pm
These are all great ideas. I have been thinking of some ways to save money in the longer term too, here's 2 ideas from me (which may not apply to everyone):
We are going to buy a phone/answerphone system as we have Telecom Message Minder ($7 per month!), it'll take over a year to 'pay off' the answerphone, but save more in the long run.
If you have someone mow your lawns, see if you can buy a cheapee lawnmower. Even if you do interest free, HP on one at the same rate as what you're currently paying for mowing.
Paws .. you are sooo right about cars .. we can't go down to one, but we are going to look at selling both this year to reorganise things (DH currently owns a V8 Holden ... yee gads it's expensive to run).
------------- Selina
http://lilypie.com">
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Posted By: mummy_becks
Date Posted: 12 January 2007 at 1:37pm
And wth mowing the lawns you also get some exercise. I love doing our lawns just for the little bit of exercise I get.
There are some cans of food that we have that can't be anything but Watties. So to allow us to have them we only buy them on sale (and stock up a bit on them when on sale). And we go generic in other things.
Have a look at your mobile spending as well. You may find that you spend a alot on txting then look at changing companies. I did this and my monthly bill went from $80 to $30. I did have to buy a new phone but after 6 months it had been paid for with the amount I ws saving on the new plan.
Use the discounts the shopping places are giving away when you do your shopping. We save $8 a month, it doesn't sound like much but add it up and its $96 a year.
------------- I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived!
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Posted By: Paws
Date Posted: 12 January 2007 at 2:11pm
We said we'd be in charge of the lawns and outside maintanence at our property so it bought our rent down!
------------- http://lilypie.com">
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Posted By: kebakat
Date Posted: 12 January 2007 at 3:14pm
I wish that we could go down to one car but it's not practical for us. I was without a car for a few days and it drove us near insane. We live on the edge of town so to walk takes over an hour which isn't fun when it decides to rain on you! lol
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Posted By: meow
Date Posted: 12 January 2007 at 3:38pm
I often cook a big meal and have it over two nights, or let DP take some to work. Yeah, it sounds boring having the same thing two times in a row, but once you have an active toddler, you don't really care
I search op shops for bargins, have found alot of good quality, barely used clothes for Ella there (incl lots of PP).
I used to bake alot. When I had time lol! I make birthday cakes as presents, people appreciate the effort involved and it is a yummy gift
Be careful with buying pants for bubs for the next season, The Warehouse esp have big sizes and Ella will never fit the size she is meant to be. I really like PP pants for the adjustable waist. Also don't stock up too much on summer gear! If this summer is anything to go by lol.
------------- http://lilypie.com">
http://lilypie.com">
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Posted By: Andie
Date Posted: 12 January 2007 at 6:35pm
Oh yeah - good point about the adjustable PP pants! Ella has one pair from there and they'll last her ages! They'll make cute 3/4 pants as she grows (she's so long most are on her anyway!).
------------- Andie
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Posted By: lizzle
Date Posted: 12 January 2007 at 6:56pm
the PP pants ARE fab. Jake is Still wearing a size one pair (usually in 2-3) just because I could adjust the waist.
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Posted By: mummy_becks
Date Posted: 12 January 2007 at 7:25pm
Have to agree with PP pants. Andrew is still in size 1 pants from there and in between 2-3 with the rest.
------------- I was a puree feeder, forward facing, cot sleeping, pram pushing kind of Mum... and my kids survived!
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Posted By: fattartsrock
Date Posted: 12 January 2007 at 7:26pm
I agree. like i said earlier you can often get new and near new pp off trade me. We only have farmers here, and I am a great beleiver in some cheap things are just a false economy. I paid $10 for a pair of pp adjustable near new pants off trade me, that jake is still wearing (size 0, perfect length at moment)when my $12 farmers jobbies were worn through and waaaaaay too small after a couple of months.
------------- The Honest Un PC Parent of 2, usually stuck in the naughty corner! :P
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Posted By: Rachael21
Date Posted: 13 January 2007 at 1:37pm
*make your own baby food and freeze it.
*Bring a list and calculator to the supermarket and only bring the amount or money you will be spending. -I found I saved $50 each time I went shopping doing this.
*Start putting a little bit of money away weekly for christmas.
* You don't need much newborn clothes and people will prob buy smaller sizes for presents anyway. You need way more clothes for crawling age and above beacuse they get so grubby.
* If you are going disposables I found once Jack got to about 6 months any nappies were ok for daytime and we use budget but Jack does have a butt of steel and hardly ever gets nappy rash.
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Posted By: Paws
Date Posted: 13 January 2007 at 1:47pm
See if you can join up with a Freecycle group. I'm part of one and it's been excellent. I have got a bean bag and a whole lot of pots for gardening which is great! Plus your junk may be someone else's treasure!
------------- http://lilypie.com">
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Posted By: busymum
Date Posted: 13 January 2007 at 2:20pm
RachandJack wrote:
*Start putting a little bit of money away weekly for christmas. |
oo yes we do this and it's great! Also for car maintenance, WOFs etc.
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Posted By: shelleybean
Date Posted: 13 January 2007 at 10:31pm
Great idea's girls. Also put money away weekly for rates - rather than trying to find the lump sum!
------------- http://lilypie.com">
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Posted By: lizzle
Date Posted: 14 January 2007 at 2:31pm
i heard the warehouse is doing xmas club this year! we are planning on putting $150 away on it. Figured that even if we don;t use it for xmas pressies for the boys - we still have three nephews, and two nieces, as well as Taine's birthday, so might come in handy!
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Posted By: james
Date Posted: 14 January 2007 at 9:36pm
i do a xmas club thur my bank putting away $5 dollers a week will give you around $500 in time for xmas and the great thing is that you cant take the money outtill xmas time i will be tighting my purse string shortly outhuerwise we will nevr get to perth
------------- <a href="http://lilypie.com"><img src="http://b4.lilypie.com/nLJ5p13.png" alt="Lilypie 4th Birthday Ticker" border="0" /></a>
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Posted By: sparkle
Date Posted: 15 January 2007 at 8:17am
We've started to put my salary into our savings account to try and build up a bit of a buffer for when I finish work.
My DH also has a "spending too much on lunch" problem. He was raking up around $80 a week at the cafe at work. They take it straight from your wages, so he never feels like he's spending money! But $300 a month on lunch!!!!! And he's not even a big man!!!!
He's back at work today, and has taken his lunch. I made a few treats to go in his lunch box to make it a bit "special" (it's like he's five!) I have the best and easiest recipe for Banana muffins if you want it!
------------- http://lilypie.com">
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Posted By: busymum
Date Posted: 16 January 2007 at 2:38pm
Well done Sparkle! What I've found with DH and packed lunches is that if there is enough variety (from day to day), it will work.
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Posted By: kebakat
Date Posted: 27 April 2007 at 1:29pm
Posted By: caliandjack
Date Posted: 27 April 2007 at 2:15pm
Hand me downs don't have to be with the same family, my SIL swaps with another mum whos kids are similar age to but different sizes.
Use the Toy library, and the park instead of buying or going to paid activities. Growing your own vege is good savings, and a lot of fun too. Buying lunch is such a waste of money, its amazing how much you can save. Not spending $50 a week is a savings of $2600 per year!
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Posted By: fattartsrock
Date Posted: 27 April 2007 at 2:15pm
fattartsrock wrote:
I agree. like i said earlier you can often get new and near new pp off trade me. We only have farmers here, and I am a great beleiver in some cheap things are just a false economy. I paid $10 for a pair of pp adjustable near new pants off trade me, that jake is still wearing (size 0, perfect length at moment)when my $12 farmers jobbies were worn through and waaaaaay too small after a couple of months. |
just a P.S on this, I just sold these jeans and another pair for $25 on trade me! Which is more than I payed for them...I felt bad, so I threw in a couple of pairs of dungarees we never used as well. So proof that it can be worth buying PP as it sells well second hand.
------------- The Honest Un PC Parent of 2, usually stuck in the naughty corner! :P
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Posted By: Glow
Date Posted: 27 April 2007 at 4:38pm
I do xmas club stamps for supermarket shopping-get whole lot of nice stuff at xmas time without breaking the bank. & I find it better than chrisco & the likes.
Energy saving globes
Wet-back hotwater cylinders
heaps of great ideas here
------------- Mummy of Two Boys B: 2004 K: 2007
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Posted By: peanut butter
Date Posted: 27 April 2007 at 6:36pm
I worked out how much all our bills cost each week eg power, phone, rates, insurance, car maintenance etc and then I transfer a weekly amount into a special account. that money is only for bills and it means that we have money sitting there for our rates and our cars service already.
slowly getting everything else together and I think these suggestions are great. It is good to go without some of our luxuries and focus on what is really important to you. We do live in a world where you buy whatever you want whenever you want it so you end up with lots of stuff you really dont need. We have discovered this as we are shifting.....too much crap!!!
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Posted By: Maya
Date Posted: 27 April 2007 at 8:54pm
Hmmm, my only money saving tip would be not to plan shopping trips to the Pumpkin Patch outlet store with other OHbaby! mums
Seriously tho, I have bought stuff at Patch sales or outlet stores and sold them for more than I paid for them on TM even after the kids have been wearing them.
For older kids I reckon it's worth spending a little extra on quality stuff, the Kmart/Warehouse/T and T stuff was fine when they were tiny and outgrew things quickly, but the Patch/JK stuff is definitely better quality and stands up to washing without the colors fading or the fabric going out of shape. Maya gets two seasons out of her Patch/JK stuff - one as good clothes and another as preschool clothes.
------------- Maya Grace (28/02/03)
(02/01/06)
The Gremlins:Sienna Marie & Mercedes Kailah (14/10/06)
Lil miss:Chiara Louise Chloe (09/07/08)
Her ladyship:Rosalia Sophie Anais (18/06/12)
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Posted By: fattartsrock
Date Posted: 27 April 2007 at 8:55pm
*emma remember me when selling gremlin has beens*
------------- The Honest Un PC Parent of 2, usually stuck in the naughty corner! :P
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Posted By: peanut butter
Date Posted: 27 April 2007 at 10:08pm
I found this thread really good. Maybe it would be good to sticky(?) it as I'm sure lots of new mums to be would find it good and help reduce the stress of dropping to one income.
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Posted By: kebakat
Date Posted: 28 April 2007 at 7:50am
Yeah it is very helpful, I'm always going back looking for it because preggy brain forgets what is said lol
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Posted By: yummymummy
Date Posted: 28 April 2007 at 9:31am
Pumpkin Patch outlet store - where is that Emma? I LOOOOVE Pumpkin Patch stuff
------------- http://lilypie.com"> http://lilypie.com">
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Posted By: KiwiWonder
Date Posted: 07 May 2007 at 12:05pm
I only know Auckland, but there's one in Dressmart, and another at Westgate ;-) I went to the Westgate one on the weekend and had a major spend...
I have to second op shopping as well... I bought Z's entire winter wardrobe (minus a couple 'accidents' at PP) for $30 all up at SaveMart Recycled Clothing... the stuff there is usually fairly reliable, and sometimes they have some really choice stuff - I picked up a couple PP shirts for $3 each and they're in fantastic condition.
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Posted By: Paws
Date Posted: 07 May 2007 at 12:26pm
I always forget about Savemart but yeah you can get some really good stuff....sometimes you have to dig a little but it can be worth it!!
Good idea M!
------------- http://lilypie.com">
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Posted By: lizzle
Date Posted: 07 May 2007 at 1:57pm
Okay ,went shopping for the fortnight - with some dubious thoughts BUT only cost us $287 - considering we were spending $200 a week, thats GREAT for two weeks, but will have to get this weeks veges, but definitely worth it to try!!!
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Posted By: Babe
Date Posted: 21 May 2007 at 6:05pm
We have been on one income my entire pregnancy because I've been so sick so we've had looots of practice saving money
We've almost halved our electricity bill by switching stuff off at the wall when we're not using it - kettle, dishwasher, computer, lights etc. The tv and video is the only stuff that stays on. We also switched all the lightbulbs we use regularly to the eco-saver ones. About $50 per month in savings straight away.
We can't have a vege garden but we use the local garden market places and get a huge box of veges and fruit for about $20 v the same amount at supermarket for $40-odd.
We only give ourselves a certain amount to spend on food each week and take it in cash - no eftpos. Buying a few extra things on special every week is also great - washing powder, tinned food, etc. Comprehensive shopping lists are brilliant - put a menu together then shop from that rather than off the bat. You end up with stuff you can actually make into meals instead of a ton of odds and ends
Gosh I could go on forever - theres so much stuff to spend money on and it gets to be a habit but most of it is just excess really. Anyway if I can think of anything else not already here I'll post it. Hope some of this helps someone
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Posted By: floss
Date Posted: 23 May 2007 at 11:42am
This is such a great list, we do the menu for the week thing then only buy what we need to make it, it saves so much money and the few times that I have been to lazy to do this then we certinaly notice the differance in price.
Also with the pumpkin patch outlet shop you can also but that online in there website there is a button that says outlet shop, for all of us who don't live near a store.
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Posted By: Andie
Date Posted: 25 May 2007 at 3:20pm
my hint is about saving power and time... ('scuse me if I'm repeating myself - I can't remember if I've already put it on here!!). I like to cook twice the amount we eat for tea, freeze the other meal, and then there's a dinner already made sitting there for a busy day. Less in power to re-heat as it is to cook a fresh meal. But it's the time thing that does it for me.
------------- Andie
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Posted By: littlejo
Date Posted: 14 June 2007 at 2:16pm
Just with those energy saver bulbs, they are best used in lights that you leave on for a long time (eg hall lights, probably not bedrooms). If you are turning them on and off a lot, it's better to use regular bulbs. Can you tell my DH is a sparky??
Personally, the things I do are:
*cook more than we need & freeze extras for lunches/dinners
*write a shopping list and stick to it (well, I try!)
*shop around for things you need
*try and avoid buying anything on impulse
*wait for sales
*sell old stuff (I have a big pile still to go though - stopped listing stuff a few weeks before Anton was born in case I couldn't send it out on time, and not started up again!)
DH isn't very good at taking lunch, but doing a bit of baking can help. I find making a few batches of different muffins etc can work - they can be frozen and different ones given each day so he doesn't get bored.
Homemade biccies can be a lot cheaper than bought ones, although we prefer homemade so tend to eat them quicker!
------------- Jo
Jo
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Posted By: Vixsta
Date Posted: 06 August 2007 at 1:38pm
The other day at the vidio shop the lady gave us a ballon which cost us nothing and Ruby-May just thinks it is magic (untill it pops hehe)but i seem to find she would much rather i made funny faces and noices than play with her toys and well a ballon who would have thought also reuse things like your baby food jars or cotten bud containers or plastic bottles and put in macironi or rice or soup mix or coloured water with glitter or beads and if you can or know somone who can sew or knit get them to make you things another thing shes seems to think is greaat is the junk mail if she gets her hands on it its hard to get it back but she plays with it for ages fasinated with the sound the only thing is you have to watch her with that so she dosnt get papper peices in her mouth the shiny stuff seems better than news print as its a bit harder, also eg: huggies baby club you can print of ABCs and Numbers etc and use them as flash cards
Happy hunting
(the best things in life are free !!!)
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Posted By: cuppatea
Date Posted: 24 October 2007 at 2:34pm
Some electricity saving tips for you.
Turn you TV off completley from the button on the front of the TV, it uses the same amount of power on standby as when its on as it is keeping its insides warm.
Use energy saving bulbs, if you have a look around there are tons of different shape ones to suit your light fittings.
Don't use your cooker unless you have to, if you can buy a smaller appliance to do the job then buy one. i.e it is cheaper to buy and use a toaster than to use the grill on your cooker. George forman type grills are way cheaper to run as well.
Switch your kettle off when it gets to about 95 degrees (we have one that you can chose to heat to anything between 30-100 degrees), that last 5 degrees uses up most of the power and also don't boil it unless really necessary and only use as much water as you want don't boil a whole jug.
At work they use to boil the jug so it was still a bit warm at smoko, stupid waste of money, kettles are mega expensive to boil!!!!
Try to never use a tumble dryer they are riduculously expensive (we have one so am guilty of sometimes using it). If you have night rate only ever put it on then.
Avoid using any fan heaters, bar heaters or column heaters, they are stupidly expensive to run, you would be better off putting in decent insulation, double glazing and getting a heat transfer system.
Heat pumps are great, you can't beat them for efficiency, also can dry clothes in front of them instead of using tumble dryer on those cold wet days.
If you have night rate you need to be using about 40% of your power at night to be saving money. We run dishwasher, washing machine and two hot water cylinder at night only (and sometimes the tumble dryer).
If on night rate you pay more during the day than if you don't have cheaper at night, so if you are not making use of it phone them up and get your meter changed will cost about $40.
Hope that helps, have got loads of good tips from all the other posts.
I second what some off the ladies have said about breastfeeding, we had not budgeting for formula as I assumed I would be breastfeeding for first 12 months at least and man did we notice it when we had to start finding $30 a week for formula.
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Posted By: cuppatea
Date Posted: 24 October 2007 at 2:47pm
Also if you are planning on buying any new appliances always check the energy efficiency rating. The more energy efficient generally the more expensive but will pay for itself pretty quickly.
Front loader washing machines are light years ahead of top loaders, they use less power, less detergent, less water and they heat their own water.
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Posted By: peanut butter
Date Posted: 24 October 2007 at 3:45pm
cuppatea, how do you know all this
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Posted By: cuppatea
Date Posted: 24 October 2007 at 3:53pm
Me and DH are both electricians
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Posted By: peanut butter
Date Posted: 24 October 2007 at 3:59pm
Cool!!!! Never met a female sparky before
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Posted By: misty
Date Posted: 13 November 2007 at 4:34pm
OK, my two cents..
* Instead of wipes and buying expensive wraps for swaddling we went to Geoff's Emporium and got some soft cotton jersey fabric for $3 a metre and just hacked it up into the right shapes for wipes and swaddling. We wash the wipes and when they start getting too stained we chuck them out - still costs heaps less than Huggies.
* My baby will only sleep to white noise so we downloaded some from the Internet for nothing and burned it onto a CD. http://www.lurklurk.org/downloads/whitenoise.mp3
Cheers for this thread - it's great
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Posted By: DJ
Date Posted: 04 December 2007 at 3:09pm
We've managed to get both our families to agree not to do Xmas presents (except for the kids). This is the best money/ time saving thing ever - and it avoids having to store crap you don't want that you get as presents!!
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Posted By: miss
Date Posted: 05 December 2007 at 7:22pm
There are loads of ideas on www.simplesavings.co.nz You can join but there are good ideas in the free bits including the free newsletter.
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Posted By: shelleybean
Date Posted: 12 December 2007 at 10:43pm
There are some neat idea's on that website
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Posted By: fivefoot
Date Posted: 31 January 2008 at 12:03pm
* How much do you pay for your phone and internet??
If you were like us we just had the usual company and then slapped on internet at the time - BUT with a little research (took about 1/2 hour) i looked at all the other company's websites and there are some great packages out there. Its made a big difference to our bills!
* I menu plan for the week and then match the shopping list to that.
* Recycle wrapping paper and ribbons! when birthdays come round if you can, save the paper and ribbons for when you next need to wrap a gift.
* How often do you really use you mobile? - switch to prepay - its saved me heaps!
* Buy fruit and veges that are in season - they are cheaper
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Posted By: Bayley
Date Posted: 01 February 2008 at 12:54am
We pay everything by credit card (which has a $500 limit) and pay it off each payday. We each get $20 per week 'pocket money' and it seems to work for us. Although we are hopeless at budgeting for food shopping - we spend waaaay too much on this each week.
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Posted By: Mookey
Date Posted: 21 March 2008 at 5:37pm
Ok, I haven't read the whole thread, so don't know if these have been done already, but here are my money saving tips:
- Instead of buying wipes, we just bought a few packs of soft cloths from T&T, filled the one and only wipes container that I bought with water, put cloths in, and just squeeze out when I want to use one. I also have different coloured ones for wiping the face.
- Use cloth naps at home and sposies when out or overnight if necessary.
- For food, we just cook up extra veges when we are making our dinner, and then put it in the magic bullet to puree it, then freeze in cubes/ice cube trays, and then microwave the required amount at feed time. Now that Oliver is 6 months old, I think he'd like a little extra flavour, so buy the watties tins/jars and mix a couple of spoons of it with a couple of cubes of what I've made. This makes the shop bought stuff go further!
- We try to have a couple of meat free dinners a week. Means having to buy less meat each week. And I'm pretty sure meat is cheaper if you go to your local butcher than buy it at the supermarket. Same with fruit & vege. Just means visiting three places, so need to weigh up time vs money.
- Make a list when going to the supermarket and stick to it (we try but usually fail miserably thanks to DH)!
- If you cook more dinner than you need, don't go back for seconds. Put it in the fridge for lunch/dinner the next day.
- Home baking is cheaper and nicer than packet bought biscuits/cakes.
That's all I can think of right now.
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Posted By: Our_Lexis
Date Posted: 30 March 2008 at 4:27pm
Loads of cool tips on here, sori I cant add anything fresh to the thread but have a few ideas I will be trying out thanks!!
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Posted By: Bobbie
Date Posted: 04 April 2008 at 10:58pm
Mookey if you leave the wipes in water for a while do they start to smell like when you leave washing in the machine? Or is it ok so long as they're covered in water?
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Posted By: Mookey
Date Posted: 05 April 2008 at 8:21am
No, they don't seem to. Mine don't get a chance to smell though. I have about 20 cloths, but only put about 10 at a time in the container, and they get used in a couple of days, then I change the water and put the next lot of 10 cloths in, and so on. I think as long as they are submerged in the water, they don't go smelly.
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Posted By: chonni
Date Posted: 02 June 2008 at 9:06pm
this is what i do in my home.
i go to pak n save i the morning when they have meat sales and i buy a $20 paket of mince or chicken and they are huge and then i separate the meat when i get home into frezzer bags and that makes me about 5 or 6 meals its great!!
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Posted By: chonni
Date Posted: 02 June 2008 at 9:07pm
oh and then you putthem in the frezzer lol
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Posted By: JD
Date Posted: 02 June 2008 at 9:30pm
I use the cloth wipes in water also. I was told to put a few drops of tea tree oil in it also. This is supposed to be antibacterial and also keeps the wipes smelling fresh
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Posted By: SarahP08
Date Posted: 20 June 2008 at 12:52pm
JD wrote:
I use the cloth wipes in water also. I was told to put a few drops of tea tree oil in it also. This is supposed to be antibacterial and also keeps the wipes smelling fresh |
What JD said!
I also go to the Mad Butcher and buy a kilo of whatever is on special that week, take it home, divide it up and freeze it. I usually spend $10 a week on meat and have a couple of meat free nights too. 2 cups of lentils (enough for 6-8 portions) costs around $2 (from a bulk foods store NOT the supermarket).
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Posted By: lizzle
Date Posted: 20 June 2008 at 7:14pm
i watched the Money Man the other night and he recommended keeping your razors in olive oil - prolongs the life by up to 3 months!!! am trying today!
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Posted By: luxjules
Date Posted: 27 June 2008 at 3:09pm
what a great topic to start - thanks i have only just found it
i find buying things on trade me fantastic, the best thing i find is to do a search for items you need i.e huggies nappies then save it and you get emailed the items daily so you can always get a bargain
i always start looking for items i need soon, rather than now and that works out cheaper waiting for the bargains
i also brought items like muslin cloths and bibs bulk so that was cheaper than buying in store
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Posted By: shelleybean
Date Posted: 04 July 2008 at 9:08pm
The Money Man , has some great tips. I also heard that using a tablespoon of washing powder is all you need per wash rather than the full scoop.
I made some Chicken/Vege Soup in the crock pot the other day and it was so cheap and easy. A whole crock pot - did us 3 meals each - so I have frozen them :)
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Posted By: butefulbaby
Date Posted: 16 July 2008 at 2:55pm
I have just come back from both baby city and baby factory in Porirua and they have both got AMAZING CLOTHING SALES. I just bought my girl heaps of things for summer for 2,3 and 4 dollars. Shorts, tops, socks and all in ones. They are all gorgeous things and I am very happy with purchases! You couldn't buy cheaper on trade me.
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Posted By: Spirals
Date Posted: 10 August 2008 at 2:59pm
Has anyone heard of Cherry Tree Consumer Club?
I've been a member for 2 years, and it sbeen fantastic. Yes, there is an initial outlay for the membership fee, but you quickly make it back in the savings you get.
Basically, it's a consumer club where the owners have negotiated discounts with retailers and you end up paying less than retail for everything you buy through the club.
With our first baby on the way, and planning at least another one after this, we will definately be shopping there for our cot, buggy and heaps of other baby essentials.
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Posted By: Spirals
Date Posted: 10 August 2008 at 3:34pm
Also - someone suggested that I pop a tin of formula or a pack of nappies into my wekly shopping - once the baby comes and money is tighter, we hopefully won't have to buy them for months.
I'll def be doing it with the nappies, but not so sure on the formula, because if bubs doesn't get on with one type, we'll need to change it and I don't want to be stocked up with formula we'll never use. (I'll be buying the nappies from Cherry Tree though as they're cheaper there)
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Posted By: xLUCKYx
Date Posted: 14 August 2008 at 1:11pm
What a great thread!
I am going to look into cloth nappies and will definitly use wash clothes as wipes this time! Also will look into washable breast pads too as spent a fortune on those last time round.
I am a budget queen in our house - I do a weekly meal plan and shopping list and usually go under not over (usually haha) and I try and throw in extra's like maternity pads, nappies, and even tinned foods to keep a constant stockpile!
Love a good bargain too - who doesn't??
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Posted By: Chickoin
Date Posted: 24 August 2008 at 1:41pm
alyxw wrote:
I am going to look into cloth nappies and will definitly use wash clothes as wipes this time! Also will look into washable breast pads too as spent a fortune on those last time round. |
Don't know if it's been mentioned but if you know anyone who can sew (even with basic sewing machine skills) it is heaps cheaper to get the DIY pocket nappy kits from Greenbeans.co.nz, costs about $20 to $25 to make 3 to 4 nappies! They are soooo easy to make once you've made the 1st one! They have the breast pads too, not sure how they compare in price though to other brands.
I only use half a scoop or less of washing powder now too, still works just as well and lasts more than twice as long.
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Posted By: caliandjack
Date Posted: 24 August 2008 at 3:22pm
How much of a sewer to you have to be? I have a sewing machine but am a bit of a novice. DH is better than me, maybe I can get him to make them for me.
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Angel June 2012
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Posted By: Natalie_G
Date Posted: 24 August 2008 at 6:33pm
Spirals wrote:
Also - someone suggested that I pop a tin of formula or a pack of nappies into my wekly shopping - once the baby comes and money is tighter, we hopefully won't have to buy them for months.
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I am also doing that, getting nappies when they are on special from the supermarke, once bub is born I will go to Nappies 4 Less for cheaper nappies, I cant stand reusable nappies.
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Posted By: Chickoin
Date Posted: 28 August 2008 at 6:49pm
fleury wrote:
How much of a sewer to you have to be? I have a sewing machine but am a bit of a novice. DH is better than me, maybe I can get him to make them for me. |
Hmmm, the first one I found kinda hard and confusing but they are sooooo easy after that
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Posted By: xLUCKYx
Date Posted: 01 September 2008 at 11:57am
Heya Chickoin - I love that idea and I mentioned it to my Mum who is the sewer in the family and she is going to help me get started!! Went for a lil browse this weekend at a fabric shop but no sign of any PUL - is there any one stop shop for nappy making materials or is online the best bet?
Anyway now Im really looking forward to making some!
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Posted By: Chickoin
Date Posted: 02 September 2008 at 7:40am
You can't find PUL in shops, Greenbeans is definatly the easiest and cheapest option I have found. You get everything you need (except cotton) and there are links on the website to patterns.
HAVE FUN
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Posted By: Natalie_G
Date Posted: 23 September 2008 at 7:11pm
Going back on my word above I have to go onto washables, luckly I am having a change of heart and obsessed with nappies at the moment. Hopefully we will save lots of money next year.
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Posted By: MrsH
Date Posted: 30 October 2008 at 9:25pm
It's been a while since the last post but if anyone's interested....
We got a 25c/ltr off petrol coupon from PaknSave last weekend. DH and I took both cars down and filled up at the same time (just don't hang up the pump and do it when the attendant isn't there i.e. after 8pm) and we saved $14.00!! and we were only half empty each.
Now don't go creating a false economy by buying more groceries just to get the cheap petrol but keep an eye out when they're happening and chose that time to stock up on essentials in order to get the coupon. Sometimes you get it when you spend over $150.
Just my two cents worth.....
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Posted By: lizzle
Date Posted: 30 October 2008 at 10:23pm
generally every weekend is a good time to get groceries for petrol vouchers
also on sundays, woolworths half price their meat.
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Posted By: Chickoin
Date Posted: 04 January 2009 at 6:53pm
Ok, so DH and I are REALLY cracking down on savings.
-I got 40 baby face cloths of Trademe to use as baby bum wipes. I keep an icecream container with water and a drop of tea tree oil in it and just put about 4 cloths in and replace them as needed.
I have one of those little containers you get wipes in so I just put a few wet cloths in there when we go out.
-We do fortnightly grocery shopping intead of weekly and have found it costs only a smidgen more for 2 weeks rather than 1! So our grocery bill is nearly halved!
-I use those johnsons liners in my cloth nappies and cut them in half (lenth-ways) so a box lasts twice as long.
-I only use less than half a scoop of washing powder, and if our washing powder is on special for less than $2 we stock up big time.
-I take a bottle of water with me everywhere so I don't buy drinks
-All of DH's wage now goes into an account that the bills come out of. We use cash from Trademe sales and when we get desperate we can get money out of the bill account, but we have to go into the bank to access it, we can't get it from the eftpos card.
-We haven't bought Jody any clothes, she was given enough when she was born and at xmas to last quite a while.
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Posted By: Katep
Date Posted: 04 January 2009 at 8:30pm
We use to do big fortnighly shops, which I'm sure work for most. But I am so sick of throwing away veges and fruit that don't quite make it.
so, now it's more like weekly shops. We are starting to make a we bit extra for dinner and then freezing leftovers as we never ate them the next day.
No more buying choc biscuits...it's all baking now. Cost a bit to get nice things like cooking choc and berries etc, but it will last ages.
We are putting in ALL our change into a jar to get grocery topups - instead of using the eftpos for small transactions.
Buy things like our brand of toothpaste/washing poder and soap when on special.
Only ever buy yoghurt on special- often it is close to half price.
I never use petrol vouchers...the only save like 40c in my car...so I don't go out of my way to certain supermarkets/petrol stations. just don't see they are worth it for me.
Great ideas here!!!
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Mum to the Gorgeous Leah!
7 months
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Posted By: AandCsmum
Date Posted: 15 April 2009 at 12:03pm
Kate, could you still do your fortnightly shop & every second week or weekly buy your veges at a vege market?
------------- Kel
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A = 01.02.04 & C = 16.01.09 & G = 30.03.12
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Posted By: Niecey
Date Posted: 25 April 2009 at 12:16am
Since using cloth diapers, I'm now starting to see where all the money is being saved! I felt bad about using water (somewhat hot) to soak and wash them in so I decided to cut my shower time (which had been my ongoing luxury that I said I couldn't cut) by doing my sudsing, shampooing etc. without the water running. I feel that's my break even.
With groceries I just stock up --mad style! I hoard things and my hubby makes fun of me for it but I know we save money that way. The one thing with me is clothes...I shop too much in that dept but at least I buy used! I'm part greenie, part penny pincher.
I almost feel bad cuz I've bought most of my boys clothes used and I see all the other parents putting their kids in nice new clothes but I feel it'll be my contribution towards a greener earth b/c his clothes don't look that used! He'll be out of those in no time and I doubt he'll get any really ''good use out of most of them''. Thank heaven for Trade me cuz that's saved me heaps.
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Posted By: nztui
Date Posted: 28 May 2009 at 9:53am
Great ideas on here
Never realized how excited I'd get over cutting our costs down lol. Best saving for me is definately menu planning - saves HEAPS! If I buy something like bacon, I try and think of 3 meals to use it in (eg. bacon and eggs, macoroni cheese next night, then if any left bacon sarnie for lunch - YUM!)
Making up extra white sauce when doing a lasagne and freeze it, then if you end up with a small amount of leftover veges or meal I can get that out and add it to some pasta for a quick cheap meal.
My favourite idea, (although it probably saves next to nothing!) is to buy a large jar of tomato paste and freeze it into icecubes then put into a container so I can just grab a frozen cube of it when a recipe calls for say 1tablespoon. I used to keep it in the fridge but would never get through it before it was past it's best so freezing it means less waste, yay!
I haven't tried it yet, but I've heard you can freeze leftover fresh herbs in a little water too - eg so if you buy coriander and don't use all of it, cut up the leftover bits and put in icecube with a little water to cover, then later just add to a curry or something
Tempted to try online shopping...
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Posted By: Hunnybunny
Date Posted: 04 August 2009 at 1:26pm
Found this thread handy so thought I'd add to it.
When baking, I'll make heeaaps of different muffins/biscuits for at least a week (where possible) DF takes them in his lunch. Saves heaps.
While I've got the oven hot, I'll do a loaf of bread, and make toasties. DF takes these in his lunch and enjoys them also! I always make sure I do different ones so he doesn't get sick of them. Corn, tomato, i'll do some meat ones (ham etc) and I'll try and buy BIG jars of tomato relish when its on special and use that as a base.
Also we buy cheese when its on a really good special, and freeze it.
On monday mornings meat from the weekend is reduced at supermarkets, I try and go buy up large.
Sometimes, milk will be put out "reduced to clear", often flavoured milks etc. I'll buy these (often its the boxes you wouldn't usually buy) and freeze them- it works fine.
Only buy home brand/budget/ dairy dale milk. Can be a WHOLE lot cheaper, and its still milk. Theres not really any difference.
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Posted By: Flutterby
Date Posted: 25 August 2009 at 3:30pm
Loving the tips ladies. I only buy the very basic of groceries these days and it still costs a bit of us as we only have New World as our closest supermarket and it is expensive, and we don't have any vege shops. So when we go up to visit family in Auckland we always buy a heap of fruit and vege as it is so much cheaper at the vege shops. Also DP is a hunter so keeps himself supplied with meat.
I have also been doing baking each week instead of buying choc biscuits e.t.c
Was wondering if it is better to make bread rather then buying it? We go through about 3 loaves a week of brought bread.
I have been wanting to use cloth wipes but am worried that the poo will go through them and on to my hands.
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Posted By: Chickoin
Date Posted: 27 August 2009 at 12:17am
My hands are poo-free I use tiny baby face cloths. I just fold it in half once, or twice for large amounts of poop. I find bought wipes scarier to use now, they seem so thin!
I also wonder if it does work out cheaper to make or buy bread. Over here I can't find the equivilent to a Binn Inn, so flour is stupidly expensive
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Posted By: Georgiegirl
Date Posted: 08 September 2009 at 8:57am
We started letting people know that we are keen to try and do as much as possible second hand, for our Twinkle.... infact we have kinda made it into a game.... it also make people less embarrased offering your second hand things....
I have to say we have received a couple of things that went straight in the bin... But.... most of the things given has been lovely!
------------- http://www.fertilityfriend.com/home/279456">
TTC#2
8th round of clomid 100mg
1 failed IUI.
Waiting for IVF now.
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Posted By: Georgiegirl
Date Posted: 09 September 2009 at 1:43pm
A friend of mine gave me a great idea.... instead of buying those expensive baby wipes (that are also filled with chemicals that I can't spell or pronounce) She uses Chux cloths with warm water.... it is far more pleasant for baby... those baby wipes must be pretty cold on a little bottom. But it is also far cheaper.
------------- http://www.fertilityfriend.com/home/279456">
TTC#2
8th round of clomid 100mg
1 failed IUI.
Waiting for IVF now.
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Posted By: luxjules
Date Posted: 09 September 2009 at 3:21pm
I use muslin clothes with aqueous cream as my daughter use to get nappy rash quite a bit, its brilliant and every time i take her to the doc i get a few tubs to keep us going
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Posted By: Georgiegirl
Date Posted: 09 September 2009 at 4:36pm
Thats a great idea Luxjules.... I have just bought a whole lot of muslins to make some wraps... I could make a pile of little face clothe sized ones.... Thanks for the tip!
------------- http://www.fertilityfriend.com/home/279456">
TTC#2
8th round of clomid 100mg
1 failed IUI.
Waiting for IVF now.
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